COVID-19: What Dealers Need to Know

During this extraordinary time in our history we are all working to react appropriately to events and concerns related to the rise of COVID-19. As a result, MADA has compiled the following list of resources to help dealerships prepare and respond to this new reality.

As always, if you do not see your questions addressed in the materials below, please reach out to MADA staff at 651-291-2400.  We are here to assist you and be a resource during this difficult time. 

General Information

What is coranavirus?

Symptom Chart

What to do if you're sick?

In the Workplace

OSHA Guidance: Preparing Your Workplace

CDC: Cleaning and Disinfecting Recommendations

FAQ for Employers

Complynet: Dealership Outrbreak, Epidemic and Pandemic Response Plan Template

Human Resources

U.S. Department of Labor (DOL) Compliance Poster

DOL: Families First Coronavirus Response Act: Employer Paid Leave Requirements

NADA: Families First Coronavirus Response Act Q&A

Employee/Employer Rights and Obligations

Expanded Unemployment Benefits

NEW! Tax Information

IRS: Guidance on Employee Retention Tax Credit

IRS: FAQ on Employee Retention Tax Credit in CARES Act

IRS: FAQ on Expanded FMLA Tax Credit in FFCRA

IRS Form 7200

Minnesota Department of Revenue. Minnesota’s 90-day extension of the April 15 payment and filing deadline is for individual taxpayers for the 2019 income tax year and pass-through entity income if paid through the individual income tax. It does not include an extension for business taxes that are paid at the entity level. More guidance from the agency can be found here.

Federal Actions

DHS Guidance on Essential Critical Infrastructure.The U.S. Department of Homeland Security has issued guidance that includes automotive repair and maintenance facilities on the list of the nation’s essential critical infrastructure workforce. 

Small Business Loans: 

  • UPDATED! The CARES Act established the Paycheck Protection Program (PPP), which provides 100% federally guaranteed loans to small businesses, which may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.  Based on new guidance from the SBA, dealers interested in PPP funding should contact their lenders as soon as possible to secure funding before the appropriated money has been exhausted, as PPP loans will be made on a first-come, first-served, basis.  The U.S Chamber of Commerce has also issued a guide to help small businesses (those with 500 workers or less) prepare to file for a loan. The guide covers issues related to eligibility, application criteria, borrowing amounts and forgiveness.

UPDATED FROM NADA: FAQ on the Paycheck Protection Program

  • The Small Business Administration will work directly with state governors to provide targeted, low-interest loans to small businesses that have been severely impacted by the Coronavirus (COVID-19). The SBA's Economic Injury Disaster Loan program provides working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue. These loans, at a rate of 3.75%, can go toward working capital to meet needs including payroll, accounts payable, and fixed debt payments that can’t be paid due to the COVID-19 pandemic. To apply, click here.

Federal Legislation:

  • NEW! On March 27, Congress passed its third and largest package to respond to COVID-19, the $2 trillion Coronavirus Aid, Relief and Economic Security (CARES) Act. The bill provides direct financial assistance to most Americans, additional funds to America’s health systems, and $350 billion to help small businesses keep workers employed amid the economic downturn caused by the pandemic. Known as the Paycheck Protection Program (PPP), the provision provides 100% federally guaranteed loans to small businesses, which may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.  
  • The U.S. Congress has passed the Families First Coronavirus Response Act, which includes provisions for increased child-care, paid sick leave, increased SNAP, extended unemployment benefits, free Coronavirus testing, protections for health care workers, strengthened Medicaid, and restrictions on price gouging. See above links under 'Human Resources' for specifics.

State Actions

State Emergency Declarations. To date, Governor Walz has issued twenty-eight executive orders in response to the COVID-19 pandemic. The latest is a "Stay-at-Home" order that limits activity from March 28-April 10. Motor vehicle repairs and limited sales are considered critical services and may continue during this time frame. The first, a declaration of a peacetime emergency, established the governor's authority to respond to the crisis and take additional actions such as the temporary closure of schools and restaurants and bars.  It also allows him to provide expanded access to critical resource such as unemployment insurance for impacted workers.

State Legislation. The Minnesota Legislature has enacted three bills in its response. The most recent, House File 4531provides $331 million to help Minnesotans withstand the effects of this global pandemic.It also extends the expiration date of drivers' licenses that expire during the period of the peacetime emergency which began on March 13.The first package, Senate File 3813,  transfered $20.9 million from the General Fund to the state’s public health response contingency account. The funding is expected  to cover staffing and laboratory costs, personal protective equipment, and support for local public health. The second bill, House File 3980, provides $200 million in funding to health care providers to ensure there is sufficient capacity - in terms of beds, staffing, and equipment - to respond to the pandemic.

NEW! State Portal. Governor Walz announced the creation of a new state portal so Minnesotans can find all COVID-19 resources as well as have access to a dashboard which shows the state's response and preparation capacity:

DEED: COVID Resources for Employers and Workers

MN Confirmed Cases

MADA Actions

MADA continues to monitor the state's response and is proactively working to designate dealerships as "essential businesses" if the governor declares additional closures. If you would like to weigh in with the governor and your local legislators, click here.

NEW! MADA Alert on Notice to Employees: March 31, 2020

UPDATED 03/27: FAQ on Stay-at-Home Executive Order

Video Message from MADA President Scott Lambert (3/27/20)

MADA Alert with Guidance on Stay-at-Home Order: March 26, 2020

MADA Alert on "Stay-at-Home" Order: March 25, 2020

MADA Alert on FFCRA: March 25, 2020

Video Message from MADA President Scott Lambert (03/19/20)

Webinar: March 19, 2020 

Webinar: March 12, 2020

MADA Alert: March 12, 2020